Savings Junior Savings

Thistle Credit Union offers accounts from the age of 0-15 for young savers.

Preparing them for the future

Encouraging children and young people to be more financially aware helps give our young people respect, a healthier attitude towards money, savings and also helps them become part of a community organisation.

How do they join?

It's simple, just come down to our office with their birth certificate and some ID for yourself showing your address. Junior memberships are free and easy to set-up.

Junior savers can have more than one account as well; for example, a grandparent could open one account and their grandchild save, keeping control of the account themselves. And the parents can also hold an account for the same child, whilst also maintaining control of that account.

When the child turns 16 the accounts are combined and they become an adult saver, with full control of the account.

Is their money safe?

Credit Unions, like other UK financial organisations are members of the Financial Services Compensation Scheme. This provides a safety net should a Bank, Building Society or Credit Union collapse.

The FSCS is there to protect your money. It is the body which gives you automatic protection up to £85,000 if your bank, building society or credit union goes out of business; and you'll normally get your money back within seven days. FSCS is funded by the financial services industry, and is free to consumers. So whatever your money is for, it's good to know it's protected.

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Thistle Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213669