Loans Loans

Loan applications can be made by applying using one of the following: Thistle Credit Union offer low cost loans, with no hidden fees. So whether you are trying to cover an unexpected expense, looking to do some DIY, or planning that holiday of a lifetime, a loan with Thistle Credit Union could help.

We assess every loan application on an individual basis and will try our utmost to help, wherever possible.

Loan products available*

  • First Loan (42.6% APR) Elegability when joining
  • Personal Loans (6.9% - 36% APR) for members 3 months and above
  • Secured Loans (4.9% APR) Secured against shares

* T&C's Apply

Why choose us?

  • Ethical lender who work for their community.
  • No external shareholders
  • Friendly service
  • No early repayment fees
  • We charge interest on reducing balance

How can I apply?

If you have any questions about your application then please get in touch - we're here to help.

Loan Protection Insurance

Loan Protection is built into your loan when you borrow from your Credit Union. It offers you the security of knowing that in the event of your death, your loan will be cleared*

* Subject to T&C's. Cover limits vary and certain restrictions apply based on age and cover. Please ask to speak to a member of staff for individual limits and restrictions or click here to find out more.

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Thistle Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213669