Loans Payroll Deduction Sale

Payroll Deduction Loan
We have launched our Payroll Deduction Loan sale! Members employed by one of our Payroll Partners are eligible to apply for this loan - you can find the full list of these employers below. If you are not employed by one of our Payroll Partners and would like us to chat to your employer about becoming one - please email

Key Features

  • Available until Sunday 31st October 2021
  • Borrow between £751 - £3,000
  • Only 9.9% APR
  • Spread the cost over up to 36 months
  • No top up loans*1

Advantages of our Payroll Deduction Loan

  • Free Loan Protection Insurance*2&3
  • No set-up fees
  • No admin charges
  • No early repayment penalties
  • Spread the cost over 3 years


  • Must be an active member of Thistle Credit Union & have at least £5 in Regular Savings Account
  • Over 18 years old
  • Must have been employed by Payroll Partner for at least 3 months

How do I apply?

List of Payroll Partners

  • Ace Place Nursery
  • Bavarian Bakehouse
  • Blantyre Community Transport
  • Bullet Express
  • CMS Windows
  • Community Links
  • Cooper Brothers
  • Critiqom
  • CubeWraps
  • Dunn's Food & Drink
  • Eden Water
  • Glenn Travel
  • Healthy n Happy
  • James Cowie Ltd
  • Kerr's Bakery
  • Liber8
  • Lisini Group
  • Long Lane Deliveries
  • North Lanarkshire Council
  • NVT
  • Rosewell IT
  • South Lanarkshire Council
  • SPIE
  • The Furnishing Service

Terms & Conditions

No loan is guaranteed and is subject to terms and status, for more information about our loan terms and conditions click HERE.

*1 This Loan product cannot be topped up. If you would like to apply for any additional borrowing then you will be required to apply for an Unsecured Loan or Secured Loan and will have 2 separate loans running. If you currently have a Loan with us, then this cannot be topped up with this Loan.

*2 Subject to terms and conditions. Certain restrictions apply based on savings balance and on age at death or age when savings were made. Each Credit Union has individual limits and restrictions which may vary over time. Ask your Credit Union for details about the Life Savings protection they provide.

*3 Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and cover. Please ask your Credit Union for individual limits and restrictions.

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Thistle Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213669